Can I Get A Home Loan Without Tax Returns

Getting approved for a mortgage without tax returns may be more simple than you thought. Here are 5 ways to get approved without providing tax returns. Products

No Income Verification mortgage loan programs Available. Find Nationwide lenders that specialize in no income refinancing, no doc mortgages and stated income home loans. Many self-employed clients choose the no income loan options for home refinancing and house flipping loans.

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We get the argument a lot from borrowers that this should not matter but most do not realize the amount of fraud or mistakes that are on tax returns and that is why lenders have to obtain transcripts of tax returns to close a mortgage loan in many circumstances.

When applying for a mortgage, the potential borrower is asked to submit several pieces of documentation to the lender. Documents that are typically required include recent tax returns, pay stubs, W-2 forms, statements from any bank and investment accounts and information about outstanding debts.

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